Did you know that it is currently a Seller's Market and local housing inventories are extremely low? Now more than ever, you need a great Strategy to get your offer accepted. I am here to help! I know what it takes to get your offer accepted in this tough buyer's market. Don't gamble with a Lender that doesn't return your calls right away. You need someone that will be in the trenches with you, and that will give you the best opportunity to get your offer accepted. I don't want you to miss out on buying the home you have your heart set on. Please call so I can set up an appointment and go through the strategies to help you!!

Please call for an appointment today. (916) 804-4157

Sacramento & Placer County VA,FHA,Cnvl, Jumbo and Down Payment Assistance Home Loans

Welcome to the official site of Dennis Bergstrom at American Pacific Mortgage Corp. We are a full service mortgage company.  We specialize in VA, FHA, Conventional, Jumbo, and Down Payment Assistant Loans in Sacramento & Placer County.  We also serve the surrounding cities of Antelope, Rocklin, Lincoln, North Highlands, Citrus Heights, Sacramento, Elk Grove, Loomis, Auburn, Penryn, Granite bay, Folsom, Newcastle, Carmichael, Natomas and Fair Oaks.  Whether you are buying a home or refinancing we can help you realize your dream of home ownership, or help you save money by obtaining a new lower monthly payment. We can also convert a 30 yr mortgage to a 15 yr mortgage so you pay off your loan sooner. In terms of Purchase Loan Programs, we offer the following: 

FHA | FHA 203k | VA | Conventional | CalHFA | Jumbo

Refinancing? We can help you with that, too! 

We offer a wide range of refinance options, designed to best meet the needs of local borrowers. If you're looking for cash out, debt consolidation or to just get a better rate and term, we can assist you. We offer the following Refinancing Programs.

FHA Streamline | FHA Cash Out | VA Streamline | VA Cash Out | USDA Streamline |

Comnventional | Harp | Jumbo

Contact Dennis Bergstrom at Big Valley Mortgage today to discuss your options, and find out which program will best suit your needs. (916) 804-4157

 Its my goal to lay out your best path for home ownership thru the appropriate mortgage products that would work best for you. I offer solutions so you can have the safety and security of owning your own home.

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